← AI Companies
Root, Inc. is an AI-powered auto insurance company that uses telematics and machine learning to underwrite and price policies.
- Share Price
- 43.82USD
- Market Cap
- 665.72MUSD
- Revenue
- 1.56BUSD
- Net Income
- 77.20MUSD
- P/E (trailing)
- 9.2x
Financial data: Yahoo Finance, as of 11-Nov-2026
Price & Size
| Price |
43.82 USD |
| Market Cap |
665.72M USD |
| Shares Outstanding |
13.39M |
| Shares Float |
12.00M |
| 52w Low |
40.91 USD |
| 52w High |
90.41 USD |
| Avg Volume |
208,026 |
Valuation
| P/E (trailing) |
9.2x |
| P/E (forward) |
15.5x |
| P/B |
2.05x |
| Enterprise Value |
376.92M USD |
| Book Value / Share |
21.37 USD |
| P/S |
0.43x |
| EV / Revenue |
0.24x |
| EV / EBITDA |
3.45x |
Income
| Revenue |
1.56B USD |
| Revenue / Share |
100.39 USD |
| EBITDA |
109.30M USD |
| Net Income |
77.20M USD |
| EPS (trailing) |
4.76 USD |
| EPS (forward) |
2.82 USD |
Margins & Profitability
| Gross Margin |
39.4% |
| Operating Margin |
4.8% |
| Profit Margin |
5.0% |
| EBITDA Margin |
7.0% |
| Return on Equity |
19.9% |
| Return on Assets |
3.9% |
Cash & Debt
| Total Cash |
598.30M USD |
| Total Debt |
197.50M USD |
| Free Cash Flow |
125.66M USD |
| Operating Cash Flow |
184.20M USD |
| Debt / Equity |
0.45x |
| Current Ratio |
2.14x |
| Quick Ratio |
1.79x |
Dividend
| Yield |
0.0% |
| Payout Ratio |
0.0% |
Analyst Consensus
| Target (Mean) |
57.00 USD |
| Target (Median) |
53.00 USD |
| Target (High) |
70.00 USD |
| Target (Low) |
50.00 USD |
| Analysts' Rating |
Hold |
| # Analysts |
5 |
Sentiment 58.0%
as of 11-Nov-2026
Sentiment is an AI (Grok) reading of market mood over the past 30 days: 0% very negative, 50% neutral, 100% very positive.
Positive drivers
Root's AI-powered underwriting and telematics platforms delivered measurable improvements in loss ratios during the period. Strategic data partnerships enhanced predictive modeling accuracy and supported modest premium growth.
Neutral / mixed
Broader insurtech sector volatility kept trading volumes and price swings moderate. No major regulatory rulings or earnings surprises emerged to shift the narrative significantly.
Negative drivers
Intensifying competition from larger insurers adopting similar AI tools pressured margins. Macroeconomic headwinds including higher claims frequency weighed on near-term profitability expectations.
Bottom line
Sentiment for Root remains mildly positive on the back of continued AI differentiation, yet balanced by competitive and macro pressures.
Nasdaq
USD